Cycling is one of the great joys of life on two wheels: freedom, fitness, and the thrill of rolling through stunning landscapes like the Southern Highlands. But as every rider knows, sharing the road with motor vehicles comes with risks. While we all hope never to need it, knowing what to do in the event of an accident and how to look after yourself physically, mentally, and financially is essential.
That’s where the team at Advantage Legal come in. As specialists in cyclist injury compensation, they’ve guided countless riders through the NSW Compulsory Third Party (CTP) scheme and they understand not just the legal complexities, but the emotional and physical challenges of getting back on the bike.
What To Do If You’re Involved in an Accident
If you’re injured in an accident involving a motor vehicle in NSW, the CTP scheme is your main avenue for support. It can cover:
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Treatment and rehabilitation expenses
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Lost income if you’re unable to work
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Domestic and personal care
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In serious cases, lump sum compensation for pain, suffering, and economic loss
But to access these benefits, acting quickly and carefully is key:
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Prioritise safety – seek medical attention immediately, even for seemingly minor injuries.
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Report the incident – to NSW Police and request an event number.
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Gather details – photos, dashcam footage, witness information, and the driver’s contact/insurer details.
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Submit your claim – an Application for Personal Injury Benefits and a Certificate of Capacity (from your GP) should be lodged with the at-fault driver’s insurer, ideally within 28 days.
Recovery Goes Beyond the Crash
Healing after a cycling accident is about more than fixing broken bones or road rash. Many riders also face psychological impacts. Rehabilitation is designed to help you restore both your physical abilities and your mental resilience. For cyclists, regaining the confidence to clip in again is just as important as recovering strength and endurance. The best recoveries happen when riders actively participate in their rehabilitation. With the right medical and legal guidance, getting back to the lifestyle you love is absolutely possible.
Free Resources for Riders
Advantage Legal have created a FREE FAQ Guide for Injured Cyclists, packed with practical advice on claiming compensation under the NSW Motor Accident Scheme.
Read more here and make sure to stop by the Advantage Legal tent this Classic weekend.